top of page
FHA STREAMLINE
This option is Ideal for homeowners with a current FHA loan looking to reduce their rate and monthly payment.
Key Features
No Credit | No Appraisal | No Income
Why EHGM's FHA Streamline Loans Are Different
Our streamlined process is actually streamlined. We verify eligibility upfront, compare pricing across multiple FHA-approved lenders, and structure your file for a fast underwriting review—helping remove friction and shorten your time to closing.
Lower Fees, More Streamline Savings
As a mortgage brokerage, we shop multiple lenders’ FHA Streamline pricing to find the lowest rates and reduced-cost options. With fewer lender overlays and no unnecessary markups, you keep more of your monthly savings instead of overpaying in fees.
More Loan Options, One Application
Some banks add overlays or limit who qualifies for Streamlines. We compare guidelines across several lenders, giving you access to more flexible terms, lower-cost refinance options, and faster approvals — all from a single application.
Faster Turn Times & More Flexible Processes
We partner with lenders known for fast streamline underwriting and simplified conditions. That means fewer documents, quicker decisions, and a smoother refinance experience from start to finish.
100% of clients work directly with a licensed advisor — never a call center.
 |
|---|
 |
 |
 |
 |
 |
FHA Streamline Criteria
What you can expect
Appraisal
No appraisal required.
Credit Score
No credit score verification required.
Income
No income or employment required.
Seasoning
6 month / 210 day seasoning since the original closing.
Assets
No assets verification required in most cases. Gift funds allowed.
bottom of page