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GROUND-UP CONSTRUCTION LOANS
Short‑term financing for residential investors building from the ground up.
Key Features
12 to 24 Month Terms | Interest‑Only During Build | Rapid Funding
Why EHGM's New Construction Loans Are Different​
We structure the project upfront—plans & specs, budget, permits, builder credentials, and exit strategy—so underwriting is smoother and draw management is predictable. Our investor focus helps reduce change orders, keep inspections on schedule, and move funds when you need them.
Lower Fees, More Construction Buying Power
As a brokerage, we compare multiple investor construction lenders to find competitive pricing, higher leverage, and efficient draw terms. That means lower carrying costs and more capital working in the deal—without bank‑level markups.
More Loan Options, One Application
Programs vary widely—LTC vs. LTV, land‑inclusive loans, spec vs. pre‑sold, and single‑close options with takeout. We shop several lenders to match your experience level, project type (SFR or 2–4 units), timeline, and exit plan—all from one application.
Faster Turn Times & More Flexible Processes
We partner with lenders that specialize in investor construction. Expect streamlined underwriting, responsive inspections, and fast draw releases—so you can break ground sooner and keep subs moving without delays.
​100% of clients work directly with a licensed advisor — never a call center.
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New Construction Loans Criteria
What you can expect
Loan Amount
$200,000 minimum loan amount required.
Credit
680 minimum FICO.
LTC
Up to 85% Loan-To-Construction value.
Loan Term
12 to 24 month terms available.
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