Mortgage Solutions Tailored to Your Goals
Every borrower is different. Explore financing options designed to fit your goals, your timeline, and your unique financial situation.
Loan options from EHGM
Conventional Standard
One of today's most popular mortgage options for buying or refinancing a home with competitive rates and flexible loan terms.
Freddie Mac Home Possible
Designed to make homeownership more affordable with flexible income requirements and low down payment options for eligible buyers.
VA Standard
Eligible military service members and veterans can purchase or refinance with competitive benefits and as little as 0% down.
FHA High Balance
Purchase or refinance higher-priced homes in eligible areas while enjoying the benefits of FHA financing.
USDA Streamline
Already have a USDA loan? Refinance with a simplified process designed to help eligible homeowners lower their payment.
Jumbo
Financing designed for higher-priced homes that exceed conventional loan limits with flexible options for qualified borrowers.
1099
Self-employed or an independent contractor? Qualify using your 1099 income instead of traditional tax return calculations.
Foreign National
Purchasing property in the U.S. without U.S. residency? Financing options are available for eligible foreign nationals looking to buy or invest.
LTR DSCR
Grow your long-term rental portfolio with financing that qualifies primarily on your property's rental income.
Ground-Up Construction
Build your investment property from the ground up with financing designed specifically for residential construction projects.
2nd Lien DSCR
Access your property's equity while keeping your current mortgage. Designed for eligible real estate investors using rental income to qualify.
Fannie Mae HomeStyle
Finance eligible home improvements while purchasing or refinancing your home with one convenient mortgage.
USDA Renovation
Purchase a rural home and finance eligible improvements with one convenient mortgage designed for qualifying properties.
Temporary Buydown
Lower your monthly payment during the first years of your loan, making homeownership more affordable when you need it most.
ARM
Start with a lower introductory interest rate that may reduce your monthly payment during the initial fixed-rate period.
Doctor Loans
Physicians and other eligible medical professionals may qualify for financing designed around their unique career path.
Appraisal Waiver
Skip the appraisal on eligible transactions, helping save time and simplify the mortgage process.
Freddie Mac HomeOne
Buy your first home with a low down payment option designed to make homeownership more attainable for eligible buyers.
Fannie Mae RefiNow
Eligible homeowners may qualify for a refinance designed to reduce monthly payments and improve long-term affordability.
VA IRRRL
Already have a VA loan? Refinance with a streamlined process designed to lower your interest rate or monthly payment.
FHA Streamline Refinance
Already have an FHA loan? Lower your rate or monthly payment with a simplified refinance designed for existing FHA homeowners.
12/24 Month Bank Statement
Self-employed borrowers may qualify using bank statements instead of tax returns to document income.
1Y or 2Y Full Doc
Self-employed? Qualify using one or two years of tax returns while taking advantage of flexible lending options.
WVOE
Self-employed or commission-based? Eligible borrowers may qualify using a Written Verification of Employment instead of traditional income documentation.
No Income Home Loan
Qualify using alternative documentation when traditional income verification isn't the best fit for your financial situation.
Hard Money Bridge
Need to move quickly on an investment opportunity? Secure short-term financing designed for fast closings and flexible lending solutions.
Home Equity Line
Access your home's equity when you need it with a flexible line of credit that allows you to borrow as needed.
One-Time Close
Finance your land, construction, and permanent mortgage with one loan and one closing for a simpler building experience.
CHOICE Renovation
Purchase or refinance a home and finance eligible renovations into one convenient mortgage. Create the home you want without multiple loans.
Buy Before You Sell
Purchase your next home before selling your current one, giving you more flexibility and less pressure during your move.
No MI Purchase
Reduce your monthly housing costs by purchasing a home without monthly mortgage insurance on eligible loan programs.
Flex Term
Customize your mortgage with flexible loan terms that better fit your financial goals and long-term plans.
Heter Iska Lending
Financing solutions structured to accommodate borrowers seeking lending options that align with Heter Iska principles.
Reverse Mortgage
Turn a portion of your home's equity into cash while continuing to live in your home. Available to eligible homeowners age 62 and older.
Fannie Mae HomeReady
Make homeownership more affordable with flexible income guidelines and low down payment options for eligible homebuyers.
Freddie Mac Refi Possible
Refinance your existing mortgage with flexible options designed to help eligible homeowners lower their monthly payment or improve their loan terms.
FHA Standard
Buy or refinance with flexible qualification requirements and low down payment options designed to make homeownership more accessible.
USDA Standard
Eligible rural homebuyers can enjoy affordable financing with low upfront costs and flexible qualification requirements.
ITIN
Homeownership may still be possible without a Social Security Number. Eligible borrowers can purchase or refinance using an ITIN.
1Y or 2Y P&L
Self-employed borrowers may qualify using a profit and loss statement instead of traditional tax returns.
Asset Utilization
Use eligible assets and investments to help qualify for a mortgage instead of relying solely on traditional employment income.
STR DSCR
Finance short-term rental properties using income generated by the property instead of your personal income.
Fix & Flip Rehab
Purchase, renovate, and resell investment properties with financing designed for experienced and aspiring real estate investors.
Home Equity Loan
Need funds for a major expense? Access your home's equity with predictable monthly payments while keeping your existing mortgage.
FHA 203(k)
Buy or refinance a home while financing eligible repairs and renovations with one FHA mortgage.
VA Renovation
Purchase or refinance a home while financing eligible renovations into one convenient VA loan.
Down Payment Assistance
Eligible homebuyers may receive assistance with upfront costs, making homeownership more affordable.
Interest Only
Enjoy lower monthly payments during the initial years of your loan, providing greater flexibility and improved cash flow.
Cash Out 90
Need access to more of your home's equity? Qualified homeowners may be eligible to cash out up to 90% of their home's value.
Manual Underwriting
Financing solutions are available for borrowers whose financial story may benefit from a more personalized review.
Free Home Value Reports
Curious what your home is worth? Receive a complimentary estimate to help you make informed real estate decisions.