Mortgage Rates
Mortgage Rates Last Updated: October 16, 2026, at 08:10 AM MST
Thank you for considering EHG Mortgage as your mortgage broker. At EHG Mortgage, we believe transparency is an important part of earning and maintaining our borrowers’ trust. That is why we choose to openly display representative mortgage rates and provide additional information about the assumptions and pricing behind the rates shown on our website.
Our goal is to help borrowers better understand mortgage financing and make informed decisions with greater clarity and confidence. We value the long-term relationships we build with our borrowers and believe that providing clear, straightforward information is an important part of delivering the experience they deserve. We wish you the very best as you embark on your journey toward homeownership and are grateful for the opportunity to be a resource along the way.
To provide appropriate context for the rate information displayed on our website, the following disclosures explain how our rates are determined, the assumptions used, and important limitations you should understand.
The mortgage rates and annual percentage rates (APRs) displayed on ehgmortgage.com are provided for general informational purposes and are based on the representative loan scenarios and assumptions described below.
Rates and APRs are subject to change without notice and may change at any time based on market conditions, lender pricing, loan characteristics, borrower qualifications, and other factors.
The information displayed does not constitute a rate quote, commitment to lend, loan approval, or guarantee of any particular rate, APR, loan program, or loan terms. Contact EHG Mortgage for a personalized, no-obligation rate quote based on your individual circumstances.
Representative Loan Parameters
30 Yr. Fixed: Purchase, $412,500 at 75.00% LTV, FICO 780, Conventional, 30 Yr
15 Yr. Fixed: Purchase, $412,500 at 75.00% LTV, FICO 780, Conventional, 15 Yr
30 Yr. Jumbo: Purchase, $900,000 at 75.00% LTV, FICO 780, Conventional, 30 Yr
Displayed ARM: Purchase, $412,500 at 75.00% LTV, FICO 780, Conventional, 30 Yr
30 Yr. FHA: Purchase, $530,750 at 96.50% LTV, FICO 780, FHA, 30 Yr
30 Yr. VA: Purchase, $550,000 at 100.00% LTV, FICO 780, VA, 30 Yr
Mortgage Rates as Of October 16, 2026, 08:10 AM MST
30 Yr Fixed 6.750% (7.011% APR)
15 Yr Fixed 6.125% (6.533% APR)
30 Yr Jumbo 6.625% (6.862% APR)
5/6 SOFR ARM 6% (6.634% APR)
30 Yr FHA 6.250% (7.226% APR)
30 Yr VA 6.375% (6.828% APR)
Broker Compensation and Pricing Assumptions
The displayed rates and APRs are based on borrower-paid compensation with a 2.25% broker fee and are subject to applicable lender requirements, program limitations, and market pricing.
Actual pricing may vary depending on factors including the lender selected, loan program, property type, occupancy, loan purpose, loan amount, loan-to-value ratio, credit profile, geographic location, rate-lock period, market conditions, and other applicable loan characteristics.
Additional lender, third-party, settlement, government, prepaid, escrow, mortgage insurance, funding fee, or other costs may apply depending on the loan and transaction.
Adjustable-Rate Mortgages
The adjustable-rate mortgage displayed on our website represents an ARM product selected at the time rates are updated based on available lender pricing.
The specific ARM program represented may change when rates are updated. The displayed ARM may be a 5/6, 7/6, or 10/6 ARM and may have different initial fixed-rate periods, adjustment periods, indexes, margins, rate caps, and other terms. The ARM product currently displayed on our website will be identified by its applicable term.
An adjustable-rate mortgage has an interest rate that may change after its initial fixed-rate period. As a result, the interest rate and monthly payment may increase or decrease according to the terms of the applicable loan.
Contact EHG Mortgage for information regarding the specific ARM program, index, margin, adjustment schedule, rate caps, and other terms applicable to a personalized rate quote.
Interest Rate and APR
The interest rate is the rate used to calculate interest charged on the mortgage loan.
The Annual Percentage Rate (APR) represents the cost of credit expressed as an annual rate and incorporates certain finance charges associated with the loan. Because APR may include certain costs in addition to interest, the APR may be higher than the stated interest rate.
The APRs displayed are based on the representative scenarios and assumptions described on this page. An individual borrower's actual APR and loan terms may differ.
Rate Availability
Mortgage rates and lender pricing can change throughout the day. Rates displayed on ehgmortgage.com reflect information available when the rates were last updated and may no longer be available when the website is viewed or when a borrower requests a quote.
Rates, APRs, loan programs, and pricing are subject to change without notice and are subject to lender availability, underwriting requirements, and borrower and property eligibility.
A displayed rate is not a rate lock. A mortgage interest rate is not locked until a rate lock has been properly requested and confirmed in accordance with the applicable lender's requirements.
Not all applicants will qualify for the rates, APRs, or loan programs displayed.
Rate Trend Indicator
The directional arrow displayed alongside mortgage rate information on ehgmortgage.com is provided for general informational purposes and represents a month-over-month rate trend.
An upward arrow (↑) indicates that the applicable rates have increased compared with the prior monthly comparison period. A downward arrow (↓) indicates that the applicable rates have decreased compared with the prior monthly comparison period.
The rate trend indicator is based solely on historical rate information. It is not a prediction, projection, or forecast of future mortgage rates, market conditions, or lender pricing. The indicator does not represent the amount by which rates have changed and should not be interpreted as an indication that rates will continue moving in the direction shown.
Mortgage rates and lender pricing may change at any time, including multiple times within a single day. Past rate movements do not predict or guarantee future rate movements.
Contact EHG Mortgage for current rate information and a personalized, no-obligation rate quote.
Personalized Rate Quotes
The rate information displayed on this website is general information based on representative scenarios and should not be interpreted as a personalized rate quote.
Your actual interest rate, APR, fees, costs, loan program, and other terms will depend on your individual circumstances and the lender and loan program available at the time of your request.
Contact EHG Mortgage for a personalized, no-obligation rate quote.
Government Loan Disclaimer
EHG Lending LLC, d/b/a EHG Mortgage, is not affiliated with, endorsed by, or acting on behalf of the U.S. Department of Housing and Urban Development (HUD), the Federal Housing Administration (FHA), the U.S. Department of Veterans Affairs (VA), or any other government agency.
References to FHA, VA, or other government loan programs are provided solely to identify the type of mortgage financing represented and programs that may be available through participating lenders.
Important Information
All mortgage rate and loan information displayed on ehgmortgage.com is provided for general informational purposes based on the assumptions identified on this page.
Nothing displayed on this website constitutes a commitment to lend, loan approval, rate lock, guarantee of financing, or guarantee of any particular interest rate, APR, fee, payment, or loan term.
Loan approval is subject to application, credit review, verification, underwriting, property eligibility, program requirements, and lender approval. Loan programs, rates, APRs, terms, conditions, fees, and eligibility requirements are subject to change without notice.
For information specific to your circumstances, contact EHG Mortgage for a personalized, no-obligation rate quote.